Interest Rates as of 09/17/2012

CERTIFICATES OF DEPOSIT

Term	Compounding Schedule	Annual Yield (APY) %
3 months	Quarterly	0.15
6 months	Quarterly	0.25
12 months	Quarterly	0.45
18 Months	Quarterly	0.50
24 Months	Quarterly	0.75

 

INVESTOR’S CHOICE CD’S

Term	Compounding Schedule	Annual Yield (APY) %
36 months	Quarterly	1.00
60 months	Quarterly	1.55

 

INDIVIDUAL RETIREMENT ACCOUNTS (IRA’S)

Term	Compounding Schedule	Annual Yield (APY) %
18 months	Quarterly	0.50
36 months	Quarterly	1.00
60 months	Quarterly	1.55

 

NOW Accounts

Minimum Deposit	Compounding Schedule	Annual Yield (APY) %
$1,000.00	Monthly	0.05

 

SILVER ADVANTAGE NOW Accounts

Balance Range From	Balance Range To	Annual Yield (APY) %
$0.00	$999.99	0.00
$1,000.00	$9,999.99	0.05
$10,000.00	& up	0.10

 

TIERED MONEY MARKET Accounts               

Balance Range From	Balance Range To	Annual Yield (APY) %
$0.00	$999.99	0.05
$1,000.00	$24,999.99	0.10
$25,000.00	$49,999.99	0.15
$50,000.00	$99,999.99	0.30
$100,000.00	& up	0.60

 

SAVINGS ACCOUNTS

Account	Minimum Deposit	Compounding Schedule	Annual Yield (APY) %
Savings Account	$25.00	Quarterly	0.15
Stash Your Cash	$25.00	Quarterly	0.35
Youth Saver’s (Eligible up to age 16)	25.00	Quarterly	0.55